Flex 10 Life Insurance
The medical profession is full of choices. Your Life Insurance can be, too.
Designed by us. Shaped by you.
Get the stability of flexibility.
Coverage available for you from $100,000 to $3,000,000 in $25,000 increments for both Flex 10 and Flex 20 plans.
For the first 10 years of the Flex 10 and 20 years for the Flex 20, your rates are locked in and are guaranteed not to increase, regardless of changes to your health. After 10 years for the Flex 10 and 20 years for the Flex 20, you have the opportunity to re-examine your plan options at guaranteed rates.
All or part of your coverage can be converted without medical evidence any time before you reach the age of 65 for both Flex coverages.
You can continue your coverage regardless of where you live as long as you are a member of an eligible medical Association/Society.
You may be eligible for immediate interim coverage while your application is being processed.
Should you become totally disabled before age 60 and remain totally disabled for 180 consecutive days, premiums may be waived for as long as you remain totally disabled.
In the event of your death or dismemberment due to a covered accident, a lump sum payment may be made in addition to any other benefit you or your family might already receive, making AD&D the perfect complement to your Flex-Term Life coverage. Learn more about Optional AD&D Coverage.
The Underwriting Process
Risk-free, 30-Day Free Look.
We’ve designed this life insurance product with our members in mind. Apply today and, once approved, we’ll send you your Flex 10 or Flex 20 Life insurance certificate. Review it at your leisure for 30 days with no obligation. If you’re not completely satisfied, simply return it within the 30 days for a full refund of all premiums paid.
At this stage, and every stage.
While the group plan described above has been specifically designed with physicians in mind, you may have circumstances that require an individual plan. Either way, your OMA Insurance advisor is here to help.
This information is a summary of the major features of the group insurance program under policies G-29700 and G-29800. It is intended for general guidance and is not a contract. If any discrepancies exist between this information sheet and the issued policy or certificate, the latter shall prevail. The complete terms, conditions, limitations and exclusions governing the OMA Life Insurance coverage can be found on your Certificate of Insurance and in the relevant group insurance policy issued by New York Life Insurance Company, Canadian Chief Agency, Toronto, Ontario M5H 3C2 on policy form GMR-FACE G-29700 and G-29800. New York Life has no right to cancel the group policy as long as premiums are paid when due.
Some conditions apply.