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Meet your advisors

Our approach is personal and simple.

We listen to understand your individual situation, your needs and what you want. We educate you about risk — why it matters to you and the options available to you. Our team will advise you based on your unique situation and act to implement the solutions that are tailored to your lifestyle and career stage.

Your feedback matters. Please don’t hesitate to tell us about your experience.

Need advice? Our expert insurance advisors are here to help.

Leadership

Preya Singh-Cushnie

Preya Singh-Cushnie

Senior Director, OMA Insurance
Preya Singh-Cushnie

Preya Singh-Cushnie

Senior Director, OMA Insurance

LLQP

With extensive leadership experience in business and financial services, Preya understands the value of building strong relationships that create a unique member experience. In addition to leading the team of life licensed professionals at OMA Insurance, she influences change and transformation at OMA Insurance to ensure the products and services continue to deliver the value it has been known for over the last 66 years. Preya combines over 22 years of insurance and wealth management experience with key partnerships to enable OMA Insurance to continue to deliver exceptional value to the membership.

“I’m proud to be part of a trusted team at the OMA, serving Ontario’s doctors, ensuring we advocate for our members and the profession. Our business is to provide financial wellness, and our focus is you.”

Advisors

Emil Popescu

Emil Popescu

Manager, Regional Advisory Services
Emil Popescu

Emil Popescu

Manager, Regional Advisory Services

LLQP, CLU, CHS

Focusing on leading the Regional Insurance Advisors Team, Emil Popescu brings over 18 years of sales and management experience, including 13 years in the insurance industry. Besides his financial professional designations of Chartered Life Underwriter and Certified Health Insurance Specialist, Emil holds a Bachelor's degree in Engineering.

"I've noticed that more and more doctors want to understand what they're buying how all these different coverages fit together. That's where our members appreciate the role of advisors to help demystify insurance. Our advisors take a disciplined and consultative approach which allows them to provide personalized advice that is customized to the unique needs of our members..."

Kelly Budden

Kelly Budden

Newfoundland
Kelly Budden

Kelly Budden

Newfoundland

LLQP, CFP, CHS

Located in St. John's, NL Kelly Budden, has provided over 20 years of financial and insurance planning expertise to physicians and their families in the Atlantic Provinces. After studying business at Algonquin College, Kelly joined MD Management in Ottawa, ON and in 1998, she transferred home to the Newfoundland regional office. Prior to joining OMA Insurance in 2013, Kelly spent many years working with MD Management as a Financial Consultant.

Kelly believes in continuing education and while she holds the Certified Financial Planner (CFP) and Canadian Health Insurance Specialist (CHS) designations, she has also completed the Canadian Securities Course (CSC) in 2000, Professional Financial Planning Course (PFPC) in 2002, and the Life License Qualification Program (LLQP) in 2006.

"OMA Insurance simplifies the insurance process as much as possible by developing physician centric products to meet practically any type of insurance requirements. My goal is to make this as easy as possible when it comes to choosing coverage."

Joyce Chiu

Joyce Chiu

Joyce Chiu

Joyce Chiu

LLQP

Joyce Chiu has been working in the insurance industry for over 15 years. The decision to purchase insurance can be complicated, and even overwhelming, for many people but for Joyce, her objective is to provide the peace of mind that a well-designed insurance portfolio can give. One piece of wisdom from Einstein that Joyce often shares when mentoring younger staff is, "If you cannot explain it simply, you do not understand it well enough." She uses this approach when helping physicians understand the products and policies that she recommends.

Joyce has her Bachelor of Arts degree and is currently working toward her professional designation.

Headshot of Venessa Cormier

Venessa Cormier

New Brunswick
Headshot of Venessa Cormier

Venessa Cormier

New Brunswick

LLQP

Venessa has been working in the Insurance industry for 13 years.  She graduated in 2009 after completing a medical administration certification and began working for Medavie Blue Cross after graduating.  She decided to pursue and successfully completed her LLQP in 2012 and began working as an Insurance Sales advisor.  In 2017 she decided to continue growing her career by joining a brokerage and continuing advising and helping clients with their living benefits and insurance needs. 

She joined the OMA Insurance Team in January 2022 to continue to broaden her experience and grow her career with a company that put great focus on their mission, vision, and values that are also very important to her. Being there for the members and helping them meet all their insurance needs and concerns is why she loves what she does.

In her spare time Venessa enjoys spending time with her children and family doing outdoor activities in the beautiful province of New Brunswick and enjoys singing karaoke when time allows. She loves to travel and looks forward to being able to begin the adventures again.

Maria Del Mundo

Maria Del Mundo

Maria Del Mundo

Maria Del Mundo

LLQP, CHS, CLU, FLMI

Maria Del Mundo brings more than 15 years of insurance and financial services experience to her role as an Insurance Advisor. Her approach to insurance planning encompasses a detailed understanding of physicians' goals, needs, priorities and current financial situation, addressing their concerns and educating them along the way to help them make informed decisions.

Prior to joining OMA Insurance, Maria was a 6-time Qualifying Member to the Million Dollar Round Table (MDRT), the premier association of financial professionals worldwide demonstrating the highest standards of ethics, knowledge, client service and productivity. Maria strongly believes that learning is a lifelong pursuit and while she holds the Fellow, Life Management Institute (FLMI), Certified Health Insurance Specialist (CHS) and Chartered Life Underwriter (CLU) designations, she continues to invest in her professional growth and ongoing education.

Outside of work, Maria loves to travel, cook, paint, read novels, and is an active volunteer for the Mid-Toronto Community Services, Inc., a charitable organization helping seniors and disabled or ill adults remain in their homes and live healthy, dignified and independent lives.

Katerina Gantcheva

Katerina Gantcheva

Ottawa
Katerina Gantcheva

Katerina Gantcheva

Ottawa

LLQP

Katerina is OMAI’s Regional Insurance Advisor for Ottawa with over 8 years of experience in risk management, tailored insurance solutions and tax advantaged wealth planning, helping professionals and business owners achieve financial well-being and have peace of mind when protecting their assets and securing their family’s financial future.

Katerina holds an Honours degree in Social Sciences from the University of Ottawa and several certifications in the insurance and financial sector, which have helped her understand and cater to the unique needs of the physician members she meets.

"I am a strong believer in comprehensive insurance protection and taking a holistic approach to financial planning. My passion is to help physicians make informed decisions and guide them in choosing the right insurance solutions through the different career stages. I aim to provide clarity on your insurance planning needs and help you protect your wealth."

During long weekends, Katerina likes to adventure out in nature, portaging in Algonquin Park and camping with her husband and three children. Together with her family, they take care of a large vegetable garden and enjoy preparing and jarring vegetables, sauces and hot sauces for family and friends.

Firas Hamdan

Firas Hamdan

Firas Hamdan

Firas Hamdan

Prior to joining OMAI, my journey as a Licensed Insurance advisor dates back since 2014 and evolved around building successful relationships that are based on personalized experiences. Nowadays, we see tons of information surfing the market, that it has become easier to get overwhelmed, or simply get disillusioned in selecting the right products we need. As a dedicated professional that has long committed to positioning my clients’ interest at the center of every advice I deliver, I am determined to meet our members’ demand for the right coverage they need while keeping it simple for them.

I take pride in working for an organization that genuinely acts as the voice of our members and designs solutions tailored to their unique needs at every stage of their life.

“At the end of the day If I were to put myself in the member’s shoes, I would first and foremost need to ensure I am in the right place, and in good hands."

Jeremy Kini

Jeremy Kini

Nova Scotia
Jeremy Kini

Jeremy Kini

Nova Scotia

CFP

Jeremy Kini is a Certified Financial Planner since 2001 and has over 25 years of experience in the financial services industry. Prior to joining OMA Insurance, he worked with physicians and their families to develop and enhance their financial priorities and goals. When his focus is not on the client’s insurance planning, Jeremy enjoys spending time with his family as well as CrossFit and coaching hockey. “Insurance is an essential part of any sound financial plan. Being prepared for the unexpected will ensure that you can still reach your goals after facing a financial crisis”.

Yash Khubchandani

Yash Khubchandani

Ontario Central East
Yash Khubchandani

Yash Khubchandani

Ontario Central East

LLQP, CLU, CHS, CFP

Managing wealth means more than managing investments. To properly grow and protect wealth takes an integrated holistic approach. With a comprehensive financial planning and wealth management background, Yash brings over eight years of experience in the insurance industry to be a consultant to members in building their personalized financial strategy – one that aligns with their values. That's caring for our association members!

“I work with my members to help identify their goals, and partner with them to understand the financial implications of the life decisions they make, while empowering them to make their own informed decisions.” Above all else, Yash firmly believes that the real value he brings to his members is to identify what really matters to them and to be a small, yet meaningful part in making that a reality.

Outside of work, Yash enjoys playing his guitar, riding a bicycle in nature and spending some quality time around water bodies. He is a passionate audiophile and foodie, who spends his weekends indulging in good music and new eateries.

Sabbir Mahmud

Sabbir Mahmud

Ontario North
Sabbir Mahmud

Sabbir Mahmud

Ontario North

Sabbir has been an advisor in the financial & insurance industry for over 7 years with a successful track record at RBCI and Sun Life. He has extensive knowledge in insurance planning and wealth management. His approach is client-centric and believes in providing the best client experience. He holds a Bachelor of Business Administration from Heriot Watt university, UK. “Our physicians, nurses, and medical community work tirelessly every day to protect us. I am is joining OMAI with the passion and vision to give back to the community by helping them with their insurance and financial planning needs."

Pavan Mann

Pavan Mann

Hamilton - St Catharines - Niagara
Pavan Mann

Pavan Mann

Hamilton - St Catharines - Niagara

CFP, CLU

With a financial planning and wealth management background, Pavan understands the importance of working with clients to create a strategic financial plan. After graduating from McMaster University, Pavan established a wealth management practice tailored around professionals and business owners. Holding the CFP and CLU designations, he appreciates the value of insurance and the need to incorporate it into all his financial planning strategies. His experience in working with business owners and professionals led him to OMA insurance.

Pavan really believes that “understanding the goals and concerns of clients is the first and most important step of financial planning, and my goal is to provide risk management strategies that are easy to understand and will eliminate any concerns you may have.”

When Pavan isn’t helping clients, he enjoys golfing, trying out new restaurants and travelling with his family.

Alban Moran

Alban Moran

Prince Edward Island
Alban Moran

Alban Moran

Prince Edward Island

LLQP, CLU, CHS

As a valued member of the OMA Insurance team for over 23 years, Alban travels from his home base in PEI throughout the Maritimes providing insurance advice and guidance to physicians and their families.

Alban has spent the majority of his life in the region and feels passionate about helping physicians develop a comprehensive insurance plan to protect their way of life.

"Whether I'm talking to a student, a new doctor or even a doctor preparing to retire, I know OMA Insurance has the products and services that will support them throughout their life and career."

Guillermo Nafarrate

Guillermo Nafarrate

Ontario Central West
Guillermo Nafarrate

Guillermo Nafarrate

Ontario Central West

LLQP

Guillermo has been a licensed insurance agent for 5 years with a background in financial investment and banking. He enjoys building relationships with our members and always makes sure to provide them with the best insurance solutions to their specific needs. Guillermo also specializes in our Advantages Retirement Plan, a program that offers tailored advice to our members to ensure their retirement goals are on track, Guillermo holds a master’s degree in Corporate Finance and Banking from the University of Pompeu Fabra in Barcelona. When he is not supporting members, you can find him traveling, at the hockey arena, or on the golf course.

“I joined the OMAI because I wanted to help physicians find the right solutions and provide members with peace of mind. I believe all members should be aware of their risk exposures. It is my goal to help our members understand what insurance policies make sense for them so that I can provide them with proper coverage.” G.N

Lisa Ng

Lisa Ng

Lisa Ng

Lisa Ng

LLQP, CLU, CHS

Lisa is an Insurance Advisor with over 15 years experience in the insurance sector. Lisa is a subject matter expert on Life, Disability, Critical Illness Insurance and Long Term Care.

Lisa takes pride in providing advisory services related to risk identification, risk management, risk transfer, and management of insurance solutions. If you want to learn how to best understand your insurance needs and make educated decisions on, for example, protecting your income, there are steps you can take. The first is to talk with an OMA Insurance Advisor.

Lisa's philosophy is, "To do what is best for doctors and their families, you need to have a relationship with them. You need to know who they are and what's important to them over the course of their life and their career."

Karra Park

Karra Park

Ontario Southwest
Karra Park

Karra Park

Ontario Southwest

LLQP

Karra graduated from the University of Toronto where she double majored in Sociology and Equity Studies, shortly after she decided that being an advisor would provide the opportunity to pursue a meaningful career helping the community, also to incorporate her interests in insurance and finance. Karra originally started with property and casualty insurance, obtained the LLQP in 2017 and completed the Canadian Securities Course in 2018 to further her education. She has spent the last five years in the London region with Desjardins helping clients with their insurance and financial needs. “My mission as an advisor is to demystify the complicated nature of the insurance and financial world and make it accessible and approachable for everyone.” Outside of work, Karra is a foodie who loves trying new things and hopes to travel the world one place at a time.

Cathy-Ann Percy

Cathy-Ann Percy

Cathy-Ann Percy

Cathy-Ann Percy

LLQP, CHS

Cathy-Ann Percy joined OMA Insurance as an Advisor in 2012 and has over 19 years of insurance expertise and knowledge. Prior to joining OMA Insurance, Cathy-Ann was a Long Term Care Insurance Specialist and named one of the top 10 Specialists in Canada in 2011.

Cathy-Ann believes that for doctors to achieve their financial goals the first principle of insurance must be protecting their ability to earn an income. "Insurance is integral to ensuring the protection of your career, your business, and your family. My job is to offer my expertise and advice to help ensure our members have the right type of coverage to protect all aspects of their lifestyle."

Keroulos

Keroulos Youssef

Keroulos

Keroulos Youssef

LLQP

Keroulos Youssef graduated from the DeGroote School of Business, McMaster University with a Bachelor of Commerce degree, specializing in Finance and Operations Management. Keroulos joined the OMA in 2017 and brings with him extensive knowledge and experience as an Insurance and Wealth Consultant, having been named one of the top 10 advisors in the GTA prior to joining the OMA. His unique ability in tailoring products to niche markets led him to OMA Insurance where he continues to provide personalized service and unparalleled member experience. "My role is to offer advice and counsel. OMA Insurance is part of the OMA and we understand doctors. By having a clearer picture and a better understanding of our members' current situation, we can help put insurance solutions in place, customized to their personal and business needs to help them achieve a financially secure future."

In his spare time, Keroulos works with a group of industry experts in developing a mobile application that helps users receive assistance from their local health campuses and clinics. He also volunteers in local shelters and mentors less fortunate youth, helping them plan for a better future.

Ricky-Zhang

Ricky Zhang

Ricky-Zhang

Ricky Zhang

LLQP

Ricky Zhang has been with OMA Insurance since 2019. He has a degree from the University of Toronto and is currently working toward his professional designation. Ricky has five years’ experience helping people make financial decisions. He believes everyone’s needs and financial goals for the future are unique. His skill set enables him to guide members and deliver comprehensive, value-added, multidisciplinary approaches, providing members with well-crafted and appropriate insurance and retirement solutions.

“A solid financial plan is a powerful possession that offers a sense of peace and freedom. Our process allows us to determine appropriate strategies and help you understand how to achieve your goals and live your dreams”.

Education & engagement specialists

Marta-Hano- Square

Marta Hano

Marta-Hano- Square

Marta Hano

As an advocate for a customer-centric approach and a passionate champion of the customer voice, Marta’s experience continues to be centred around helping organizations be amazing at building & sustaining great relationships.

Marta has a degree from the University of Waterloo and, while born and raised in southern Ontario she is an avid traveller and has visited Turkey, Chile, Peru, and most of Europe.

“I’m privileged to be working with medical students and early career doctors when their future is spread before them and with OMA Insurance I can help put them on a path to secure financial future.”