Atlantic Benefits Program

In partnership with OMA Insurance, the Newfoundland & Labrador Medical Association (NLMA), Medical Society of Prince Edward Island (MSPEI) and New Brunswick Medical Society (NBMS) offers an optional benefits program addressing the needs of Atlantic-based physician.
The bundled offer consists of Group Health or Health Plus and Critical Illness (CI) Insurance. Health or Health Plus provides extended health care and Critical Illness Insurance offers additional funds should you be diagnosed with one of twenty-five conditions under the policy. 

We offer a one-time enrolment with no medical evidence at time of application if you apply within 90 days of receiving the offer. ​

Group Health or Health Plus coverage and $50,000 Critical Illness coverage1 applies to members residing in Canada, outside of Quebec, who are:
    • Physicians working at least 15 hours a week, or​
    • Retiree members of the Medical Association/Society who are able to perform the Activities of Daily Living (ADL’s) and​
    • Under age 79 for Health/Health Plus and Dental/Dental Plus
    • Under age 65 for CI
    • Spouses under the age of 65 are eligible to purchase spousal Group CI for $50,000 without submitting medical evidence at time of application1, and provided the spouse is actively at work for at least 15 hours per week or meets the ADL’s.​

Members who do not accept the offer within the limited time period, outlined above, may apply for Group Health/Health Plus and Critical Illness plans at any other time; however they will be required to provide medical evidence.



The plan consists of both a bundled offer and optional coverages:

​Bundled Offer

    • Health or Health Plus
    • Critical Illness Insurance ($50,000 on Member)


    • Dental or Dental Plus
    •  Spousal Group Critical Illness Insurance ($50,000 with no medical evidence or up to a maximum of $250,000)
    •  Additional Member Group Critical Illness Insurance (to a maximum of $250,000 with medical evidence)


Your coverage information is always close at hand

By visiting or using Sun Life mobile app, you can:
    • Find out what your health plans cover
    • Submit claims for instant processing
    • Submit a copy of a receipt
    • Easily check the status of your claims
    • Get help faster by calling us from within the app – we’ll have your plan details ready to go
    • Have your coverage cards handy wherever you go, view them on the app or save them to Apple Wallet
    • Use the drug-look-up tool to find out how much of your prescription drug costs are covered and more 


Coverage is simple and the premiums are competitive. Use the below rate calculator for a quick estimate. For questions, simply contact OMA Insurance at or 1.800.758.1641.

For calculation of Critical Illness Insurance






Subject to a pre-existing condition provision.
Sun Life Assurance Company of Canada is the insurer of this product, and is a member of the Sun Life group of companies.