Home and Auto Centre

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Home Insurance


Property Damage Insurance

Protects your property against unfortunate incidents (fire, theft, vandalism and certain types of water damage).

Security Systems Savings

Save if your home is monitored by a central alarm system.

Valuable Article Coverage

Additional coverage to increase the special limit applicable to certain types of personal property (e.g. jewellery and art)

Claims-Free Savings

Save if you haven't made any home insurance claims.

Identity Theft Assistance

Provides assistance and support from coordinators, lawyers and mental health professionals, should your identity be stolen. Included with your property policy at no extra cost.

Enhanced Optional Water Damage Coverage

Water Protection + Detection
Optional water damage coverage and the Alert prevention program.
  • Above ground water coverage
  • Ground water coverage
  • New! Flood coverage
  • Alert: Water and freeze detector with smartphone notifications

Student Coverage

Dependant children who are residing away from home because they are full-time students at university or college are covered.



Auto Insurance


Loyalty Savings

Available savings if you have been continuously insured with your current auto insurance provider for a minimum of 3 years.

Worry-Free Option™

Provides coverage if you borrow or rent a car for a short period.

Safe Driver Rewards

Sign up for the Ajusto® Program to monitor and improve your driving habits and your good driving discount could automatically be applied to your premium after 100 days!¹



1Ajusto® is underwritten by The Personal. ® Ajusto is a registered trademark of Desjardins General Insurance Inc. and is used with permission by The Personal. The discount does not apply to certain endorsements and additional coverages. Subject to the terms and conditions of the Ajusto program in effect on the date of your enrollment. New subscribers who sign up after September 15, 2017 must travel at least 1,000 kilometers during the mandatory 100-day use period.

5-Year New Vehicle Protection

The depreciated value of your vehicle will be protected for up to 5 years from the date of purchase or lease.

Student Rates

Savings for college or university students under 25 years of age.

$0 Deductible Option

Pay no deductible when making a claim, even when you're at fault.

Hybrid & Electric Vehicle Savings

Save if you drive a hybrid or electric vehicle.

Recreational Vehicles

Coverage is also available for motorcycles, snowmobiles, motor homes, ATVs, scooters, and more.







Bundle and Save!

Insure both your home and auto through the OMA Home and Auto Insurance Program and save on one or both policies.


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