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Atlantic Benefits Program

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Peace of mind for Atlantic members.

OMA Insurance offers limited-time bundled insurance solutions that consist of Group Health or Health Plus and Critical Illness Insurance.

Learn about the transition of the OMA Insurance Group Program

OMA Insurance’s bundled program is available in Atlantic Canada in partnership with the Newfoundland and Labrador Medical Association, Medical Society of Prince Edward Island and New Brunswick Medical Society. We offer a one-time enrolment with no medical evidence at time of application if applying within 90 days of receiving the offer.

What’s included in the Atlantic Benefits Program?

Bundled coverage
Health and Health Plus

  • Health coverage for members, their spouses and dependents

  • Coverage for eligible drugs, hospitalization, paramedical services, assistive devices and more

  • $2 million emergency out of province/country travel coverage

  • Pay-direct drug card

  • Upgrade to higher limits and additional benefits with Health Plus

Learn more about Health and Health Plus plans.
Critical Illness

  • $50,000 member coverage1

  • Tax-free lump sum benefit2

  • 25 covered illnesses

  • Optional $50,000 spouse coverage with no medical evidence

  • Additional member and spouse coverage to a maximum of $250,000 with medical evidence

Read about Critical Illness coverage.

Optional coverage
Dental and Dental Plus

  • Basic and preventative treatment including recall examinations, bitewing X-rays, scaling and polishing, and fluoride treatments

  • Denture repair, relining and rebasing, endodontic and periodontal services

  • Upgrade to higher limits and additional benefits with Dental Plus

See the details on Dental and Dental Plus coverage.

Frequently asked questions

Members residing in Canada, outside of Quebec, are eligible if they are:

  • Physicians working at least 15 hours a week
  • Retiree members of a medical association/society who are able to perform the Activities of Daily Living (ADLs)
  • Under the age of 79 for Health/Health Plus and Dental/Dental Plus
  • Under the age of 65 for Critical Illness Insurance

Spouses under the age of 65 are eligible to purchase spousal Group Critical Insurance for $50,000 without submitting medical evidence at the time of application1, provided the spouse is actively at work for at least 15 hours per week or meets the ADLs

Members who do not accept the offer within the limited-time period, outlined above, may apply for Group Health/Health Plus and Critical Illness plans at any other time. However, they will be required to provide medical evidence.

Coverage information at your fingertips by logging into your Manulife SecureServe to view your coverage, submit claims and make changes.

Need advice? Our expert insurance advisors are here to help.

One-time enrolment with no medical evidence at time of application if you apply within 90 days of receiving the offer.

Apply for the Atlantic Benefits Program

Important forms and resources

Request for change to existing group insurance coverage Request for change to existing group insurance coverage
Atlantic Benefits Program Infographic Atlantic Benefits Program Infographic

Get a quote

Coverage is simple and the premiums are competitive. Use the rate calculator for a quick estimate. For questions, simply contact us or call 1-888-596-8881.

1 Diagnosis of a critical illness, such as cancer, heart attack or stroke, must occur after the effective date of coverage and you must complete a survival period (usually 30 days).

2 Based on the current tax laws, the cash benefit from a group critical illness insurance plan will not presently be ​taxed when the premiums are paid for by you and the benefit is payable to you. 

This plan is underwritten by The Manufacturers Life Insurance Company (Manulife)
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