Atlantic Benefits Program
OMA Insurance’s bundled program is available in Atlantic Canada in partnership with the Newfoundland and Labrador Medical Association, Medical Society of Prince Edward Island and New Brunswick Medical Society. We offer a one-time enrolment with no medical evidence at time of application if applying within 90 days of receiving the offer.
What’s included in the Atlantic Benefits Program?
|Health and Health Plus||
|Dental and Dental Plus||
Frequently asked questions
Members residing in Canada, outside of Quebec, are eligible if they are:
- Physicians working at least 15 hours a week
- Retiree members of a medical association/society who are able to perform the Activities of Daily Living (ADLs)
- Under the age of 79 for Health/Health Plus and Dental/Dental Plus
- Under the age of 65 for Critical Illness Insurance
Spouses under the age of 65 are eligible to purchase spousal Group Critical Insurance for $50,000 without submitting medical evidence at the time of application1, provided the spouse is actively at work for at least 15 hours per week or meets the ADLs
Members who do not accept the offer within the limited-time period, outlined above, may apply for Group Health/Health Plus and Critical Illness plans at any other time. However, they will be required to provide medical evidence.
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One-time enrolment with no medical evidence at time of application if you apply within 90 days of receiving the offer.
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1 Diagnosis of a critical illness, such as cancer, heart attack or stroke, must occur after the effective date of coverage and you must complete a survival period (usually 30 days).
2 Based on the current tax laws, the cash benefit from a group critical illness insurance plan will not presently be taxed when the premiums are paid for by you and the benefit is payable to you.
This plan is underwritten by The Manufacturers Life Insurance Company (Manulife)
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