Health and Health Plus
The plan year for Health and Health Plus is Jan. 1 to Dec. 31. Your plan will automatically renew each year. You have 180 days after the end of the benefit year (Dec. 31) to submit your claim expenses that were incurred during that benefit year.
Co-insurance for Health Insurance refers to the portion that is paid by the insurance company. For example, a 90 per cent co-insurance means the insurer pays 90 per cent and you pay 10 per cent.
Benefit |
Health
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Health Plus
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Plan maximum (lifetime reimbursement) |
Lifetime limits on expenses per insured person:
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Co-insurance |
For Prescription drugs:
For in-province hospital, ambulance, nursing, pregnancy and family support benefits, medical equipment, and services, paramedical services and hearing aids:
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This applies to prescription drugs, ambulance, nursing and paramedical services. |
Accidental Dental |
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Ambulance |
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Emergency out-of-province / country travel medical |
Need more coverage to protect your entire trip? You can use the Emergency Medical Top-Up Plan. Learn more about the Top-Up Plan. |
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Hearing aids |
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Hospital |
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Convalescent hospital |
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Rehabilitative facility |
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Medical equipment |
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Paramedical services |
$350 per plan year per practitioner type, per insured person.
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$500 per plan year per practitioner, per insured person.
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Pharmacogenomic testing |
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Pregnancy and family support benefits |
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Prescription drugs |
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Prescription drugs (dispensing fee) |
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Private duty nursing |
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Medical services |
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Vision care |
Not included |
For any insured person, in two plan years, this can include:
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Your coverage information is always close at hand
Coverage information at your fingertips by logging into your Manulife SecureServe to view your coverage, submit claims and make changes.
For details on changing between Health and Health Plus, see your benefits booklet or contact one of our OMA Insurance service representatives, who will be happy to help you.
This plan is underwritten by The Manufacturers Life Insurance Company (Manulife)
Manulife, Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.
© 2023 The Manufacturers Life Insurance Company.
All rights reserved P.O. Box 17001 Station Waterloo, Waterloo, Ontario N2J 0G5, 1-888-596-8881 OMAinsurance.com
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