Health and Dental Insurance
The costs of health and dental care can be expensive. OMA Insurance has created a health and dental program to meet the needs of our members. Read more about the features and benefits to choose a plan that works for you.
OMA Health and Dental Insurance coverage includes1:
Coverage for you and your family for health-related services not covered by provincial health insurance — including eligible drugs, hospitalization, paramedical services and more. Enjoy the added convenience of a pay-direct drug card as well as emergency out-of-province/country coverages2.
Health Plus provides higher limits (meaning lower out-of-pocket expenses) and additional benefits such as vision care.Learn more about Health and Health Plus
This coverage provides basic and preventative treatment, including recall examinations, bitewing X-rays, scaling and polishing and fluoride treatments. Also covered are denture repair, relining and rebasing, endodontic and periodontal services.
Dental Plus provides even more coverage, such as children’s orthodontics and major dental services, major restorations and prosthodontics.Read about Dental and Dental Plus
Frequently asked questions
To be eligible for insurance under the group policy, a physician must be:
A member in good standing of the Ontario Medical Association, the New Brunswick Medical Society, the Medical Society of Prince Edward Island or the Newfoundland and Labrador Medical Association, who is under the age of 79 on the date of becoming insured under the group policy
Residing in Canada (excluding Quebec).
Coverage for a spouse or eligible dependent child(ren) is available if the member is also insured.
Permanent, full-time office employees of a member who work a minimum of 20 hours per week, who are under the age of 70 on the date of becoming insured under this policy, are also eligible.
Coverage for a spouse or dependent child(ren) is available; however, the employee must also be insured.
Need advice? Our expert insurance advisors are here to help.
1Additional expenses may be covered. Some restrictions apply.
2Emergency out-of-province (out-of-Canada) medical expenses are covered at 100 per cent up to a $2,000,000 limit per sickness or injury during the first 90 days of travel (30 days for someone age 70 or older), with no restrictions for pre-existing conditions. The usual medical evacuation, trip delay, hotel convalescence, return of automobile and other travel insurance benefits are included.
This plan is underwritten by The Manufacturers Life Insurance Company (Manulife)
Manulife, Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.
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