Accidental Death and Dismemberment Insurance
Accident coverage you control.
Accidents are unexpected but one thing you can plan for is making sure you have the appropriate safety net in place for you and your family. Protection is available with OMA Accidental Death and Dismemberment Insurance — a simple and affordable way to complement your existing Life and Disability Insurance coverage.
The benefits of OMA Accidental Death and Dismemberment Insurance
No medical evidence required
If you are actively practicing medicine in Canada and under the age of 70, your application will not be declined.
Protection
Pay a lump sum in addition to any other benefit you or your family may receive.
Waiver of premiums
If you become totally disabled prior to age 65 and continue to be totally disabled for 270 days, payment of premiums for your coverage may be waived provided proof is submitted no later than 12 months after the date you became totally disabled, while you remain totally disabled, or until you reach age 70, whichever occurs first.
The choice is yours
You can choose to insure yourself or yourself and your family. You may select from a minimum of $100,000 to a maximum of $1,000,000 (in units of $100,000). Note: pilot or crew-member coverage is limited to $300,000.
If accidental injuries result in death or dismemberment within 365 days of the accident, benefits will be paid as follows:
Loss |
Amount payable of insured amount (per cent) |
---|---|
Paralysis (quadriplegia, paraplegia or hemiplegia) |
200 per cent |
Death |
100 per cent |
Loss, or loss of use of: one or both hands, arms, legs or feet |
100 per cent |
Entire sight of both eyes |
100 per cent |
Entire sight of one eye |
66 per cent |
Hearing in both ears |
100 per cent |
Hearing in one ear |
33 per cent |
Speech |
100 per cent |
Thumb or index finger or both of either hand |
50 per cent |
Four fingers of same hand |
50 per cent |
All toes on one foot |
25 per cent |
Need advice? Our expert insurance advisors are here to help.
Important forms
Get a quote
To get a quote and apply, contact us or call 1-888-596-8881, or use the rate calculator.
This plan is underwritten by The Manufacturers Life Insurance Company (Manulife)
Manulife, Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.
© 2023 The Manufacturers Life Insurance Company.
All rights reserved P.O. Box 17001 Station Waterloo, Waterloo, Ontario N2J 0G5, 1-888-596-8881 OMAinsurance.com
Accessible formats and communication supports are available upon request. Visit manulife.ca/accessibility and Manulife's privacy policy for more information.