The Personal App: Insurance on the Go
OMA Insurance
The Personal has launched a new smartphone application that lets policyholders manage insurance services on the go.

​Introducing an innovation in insurance.

The Personal App is the new smartphone application that lets policyholders manage insurance services on the go. It makes it easier to protect your home, provides access to tools that can simplify insurance management, and can even save you money. If you already have insurance with The Personal, simply download The Personal App onto your smartphone. It’s that easy!
The Personal App gives you free access​ to three important services:​
  1. Ajusto®: Get rewarded for being a safe driver.
  2. Alert: Help protect your home and possessions from the damage caused by water and freezing.
  3. Online Services: Manage your insurance policy from the palm of your hand!

Ajusto®: Save on your auto insurance premium1

Ajusto is an interactive tool that rates your driving habits using four criteria: driving smoothness, speed, time of day travelled, and distance travelled. Your driving score will not be based on single trips, rather, calculated using your collected driving data, then converted into savings on your auto insurance premium.

How does Ajusto work?

Simply download the free Personal App. Then, start driving. Ajusto will automatically generate feedback on your driving habits. Use the handy map feature for street-by-street feedback to see exactly where and how your driving can be improved. 

Benefits of Ajusto

  • Safe driving habits could reward you with savings of up to 25% on your auto insurance premium once you sign up for the program
  • Gain access to a wealth of information on your smartphone, including your driving score, trip summaries and much more
  • Ajusto will never penalize you with premium increases. It’s simply designed to encourage better driving

Alert: Protect your home from potential water damage

Alert is an innovative prevention program available on The Personal App. Once you have signed up, order your first water and freeze detector for FREE. It will be mailed to you with instructions on how to sync it to your smartphone. Receive alerts on your smartphone in real-time if a water leak or a risk of freezing is detected at home. Additional detectors are available for purchase through the app, at a discounted price.​

How does Alert work?

  1. Download The Personal App to your smartphone.
  2. Open the app to order your detector.
  3. Follow the installation steps. (Requires an at-home Wi-Fi connection. Data plan is not required.)
  4. Now you’re ready to receive alerts in case of water or freezing in your home.

Benefits of Alert

  • React quickly to minimize water damage through real-time notifications of leaks or risks of freezing
  • No matter what alerts you receive, there will be no effect on your premium

Online Services: Manage your policies.

Why call when you can do it yourself? View or modify your policy, file a claim, add a driver, change your address or payment method – even estimate the premium for a new vehicle. It’s easier than ever with Online Services, available in The Personal App!

How does Online Services work?

Download The Personal App, create your Online Services account, then begin using it right from your smartphone. 


  • Review and manage your insurance policy for things such as changing your address or adding a driver
  • File a claim anytime, anywhere

Download The Pe​rsonal App today!  

Get peace of mind and access to The Personal’s exclusive programs and benefits anytime, anywhere – right in the palm of your hand! ​

Not yet insured? Visit The Personal​ website to see how much you could save – then download the app and make managing your policy that much easier.
For more information about the OMA Home and Auto Insurance Program, or to get an online quote, please visit the Home Insurance​ or Auto Insurance product pages.​ Or call  1.877.277.7165 today.

​​Certain conditions apply. The OMA Auto & Home Insurance Program is underwritten by The Personal General Insurance Inc. in Quebec and by The Personal Insurance Company in all other provinces and territories. Certain products and services may not be available in all provinces and territories. The clauses and terms pertaining to the described coverages are detailed in the insurance policy. Certain restrictions and exclusions are included therein.  
1 Ajusto is underwritten by The Personal, which refers to The Personal General Insurance Inc. in Quebec and The Personal Insurance Company in Ontario. ® Ajusto is a registered trademark of Desjardins General Insurance Inc., used with permission by The Personal General Insurance Inc. and The Personal Insurance Company.  The discount does not apply to certain endorsements and additional coverages. Subject to the terms and conditions of the Ajusto Program in effect on the date of your enrollment. Visit for details. Ajusto is only available in Ontario and Quebec.​