To paraphrase the old saying, an ounce of prevention is worth a pound of cleanup…
Make sure you have the insurance coverage you need for water damage to your home. Most standard homeowner policies provide protection for sudden and accidental water damage. If a burst pipe happens and you're not at home, you can get smartphone notifications through programs like The Personal's
Alert program which notifies you if water is detected in your home, before the damage gets worse.
Make sure you read your policy carefully. According to the Insurance Information Institute, home insurance does not typically cover damage from unresolved maintenance issues, flood damage, or water backup from an outside sewer or drain. Some of these risks can be covered by a special rider on your policy – and some depend on taking the steps needed to prevent water damage in your home.
More on this topic
Get more ideas for maintenance and prevention from the IBC.
Keys to preventing water damage in your home
Simple steps you can take to protect your home against water damage