As a medical professional, your first concern is for your patients. But the business person in you needs to think about keeping risks and losses to a minimum. Consider if your patient records were destroyed by fire, your computer equipment stolen, or your medical equipment was to break down. Would you be insulated from the financial repercussions and interruption of business?
With Office/Clinic Insurance from OMA Insurance and HUB International, you get the protection you need to cover a wide range of risks.
Designed specifically for medical offices and clinics, this insurance includes core coverages as well as several extended care options – giving you the flexibility to shape a plan to suit your needs and protect your business. Your coverage can include provisions for a wide variety of risks, such as:
Consider adding a cyber liability endorsement to your office/clinic coverage to protect you if a privacy breach occurs. This endorsement can be added at any time to a new or existing policy.
No person or organization is immune from a data breach, regardless of size or even the sophistication of their security. The OMA recommends
OntarioMD-certified electronic medical records to give you some assurance that your EMR used to manage your electronic patient data meets core privacy and security requirements.
Office/Clinic Insurance from OMA and HUB International has an optional cyber liability endorsement that is designed to protect doctors from losses related to data breaches and cyberattacks. This endorsement can be added at any time to an existing policy or at time of renewal with no underwriting questionnaires. This coverage is available for $96 a year and includes $25,000 first-party privacy breach expense and business interruption loss coverage.
Coverage is simple and affordable. Rates depend on the package and limits you select. And even if your current insurance is still in force, give us your expiry date and we'll call to discuss how you can save with OMA Insurance when it's time to renew.
These premiums are subject to change based on underwriting information, additional coverages and claims history submitted by each applicant.
To learn more about rates, to get a quote, or to inquire about higher limits of insurance, contact HUB International directly at 1.855.662.0500.
OMA Insurance works to streamline the application process as much as possible, reducing the complexity and time required to arrange coverage. Here are the steps required:
Treat your office/clinic with proper care with the comprehensive coverage of OMA Office/Clinic Insurance. Protecting your practice is part of your job. Making it easy is ours – today and at every stage of your career.
HUB International is Canada's largest middle market commercial insurance broker and a leading broker across North America. As such, HUB has considerable experience providing property and casualty insurance and risk management advice to businesses and individuals, with a particular expertise in business insurance solutions for those in medical professions.
This Office/Clinic Insurance is underwritten by Novex Insurance Company of Canada through HUB International Limited. The descriptions in this fact sheet contain only general descriptions of coverages that may be provided and does not include all of the features, exclusions, and conditions of the policies it describes. All coverages are individually underwritten.
1 Per claim and in the aggregate. Certain conditions, limitations and exclusions apply. The information that appears on this document is provided to you for information purposes only. Your insurance contract prevails at all times. Please consult it for a complete description of coverage and exclusions. Non-insurance services are provided by IDT911, Inc., an independent third party. These services provided do not constitute legal advice. If you require legal advice, please consult a lawyer.
Some conditions apply.