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OPIP - Health and Health Plus Premiums

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Health and Health Plus Premiums

The cost of the Health plan depends on your age and whether you choose single + 1, couple or family coverage. The actual cost may be lower than this amount as it will be determined at the end of the year, once the claims-to-premium experience of the plan is known. The actual cost of this option will be provided on the annual Premium Summary Statement sent to you. In addition to your member share of premium, each OPIP participant will continue to pay a flat annual OPIP contribution.

For OPIP Critical Illness premiums, click here.

OPIP Health Plan

Monthly Plan Costs – Subsidized at 70% by the Government1

Age2

Single

Single + 1 Dependent Child

Couple

Family

Actual Cost

You Pay 30%

Actual Cost

You Pay 30%

Actual Cost

You Pay 30%

Actual Cost

You Pay 30%

< 30

$39.67

$11.90

$45.92

$13.78

$79.29

$23.79

$89.22

$26.77

30 – 34

$41.32

$12.40

$47.82

$14.35

$82.62

$24.79

$92.94

$27.88

35 – 39

$45.22

$13.57

$52.34

$15.70

$90.48

$27.14

$101.77

$30.53

40 – 44

$49.17

$14.75

$56.92

$17.08

$98.32

$29.50

$110.61

$33.18

45 – 49

$69.48

$20.84

$80.40

$24.12

$138.91

$41.67

$156.27

$46.88

50 – 54

$87.00

$26.10

$100.71

$30.21

$173.96

$52.19

$195.73

$58.72

55 – 59

$148.40

$44.52

$171.75

$51.53

$296.84

$89.05

$333.94

$100.18

60 – 64

$155.42

$46.63

$179.88

$53.96

$310.86

$93.26

$349.70

$104.91

65 – 69

$123.67

$37.10

$143.14

$42.94

$247.38

$74.21

$278.30

$83.49

70 – 74

$135.50

$40.65

$156.83

$47.05

$271.01

$81.30

$304.88

$91.46

75 – 79

$141.86

$42.56

$164.18

$49.25

$283.75

$85.13

$319.18

$95.75

80 – 84

$155.15

$46.55

$179.54

$53.86

$310.31

$93.09

$349.07

$104.72

85 – 89

$263.90

$79.17

$305.44

$91.63

$527.78

$158.33

$593.76

$178.13

90+

$588.94

$176.68

$681.66

$204.50

$1,177.84

$353.35

$1,325.08

$397.52


Health Plus Premiums

Additional Monthly Plan Costs to Upgrade Your Benefit

Age

Single

Single + 1 Dependent Child

Couple

Family

< 30

$21.34

$24.69

$41.06

$58.49

30 - 34

$23.55

$27.27

$45.71

$66.38

35 – 39

$26.35

$30.50

$51.62

$75.48

40 – 44

$28.80

$33.33

$56.69

$80.56

45 – 49

$31.68

$36.66

$62.77

$89.46

50 – 54

$35.04

$40.56

$69.87

$99.81

55 – 59

$39.03

$45.17

$78.23

$107.51

60 – 64

$45.68

$52.87

$92.18

$110.18

65 – 69

$45.68

$52.87

$92.18

$110.18

70 – 74

$48.98

$56.69

$99.15

$118.16

75 – 79

$52.32

$60.55

$106.12

$126.13

80 – 84

$55.63

$64.38

$113.10

$134.09

85 – 89

$55.63

$64.38

$113.10

$134.09

90+

$55.63

$64.38

$113.10

$134.09


1 The actual cost is subsidized at 70% by the government with the remainder paid by the member. 2 Premium rates are subject to applicable sales tax. Rates are reviewed on an annual basis and are subject to change. Rates are based on option and coverage type selection.

Definitions

"Age" means attained age as of Policy Anniversary (Jan 01). Please note premiums change as you reach certain ages as shown in the table.
"Single" means yourself.
"Single + 1" means you plus one dependent child.
"Couple" means you and your spouse.
"Family" means you plus two or more family members.