Dental benefits include coverage for preventative and diagnostic treatments to help plan members and their dependents pay for eligible dental procedures that are provided by a licensed dental professional.
Dental Plus is enhanced coverage that includes major services for procedures such as crowns and bridges and, after a one year waiting period, orthodontic coverage. This waiting period is in place to ensure ongoing affordability for all plan participants.
Co-insurance for health and dental insurance refers to the portion that is paid by the insurance company. For example, a 90% co-insurance means the insurer pays 90% and you pay 10%.
The plan year for Dental and Dental Plus is January 1st to December 31st.
The table below is intended as a summary of the coverages available under the Dental and Dental Plus plans to help you compare the two options. Actual coverage descriptions are contained in the policy and all claims are subject to the terms, conditions, and limitations contained therein.
To learn more about the my Sun Life mobile app visit
If you don’t have the my Sun Life Mobile app you can still file a claim by completing an Dental and Health Spending Account Claim Form (for Dental claims only).