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Protect Your Lifestyle
Disability Insurance

Disability Insurance

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How much disability coverage do you need?

To help calculate the coverage you’ll need, just enter your current annual earned income (net after expenses) and the system will calculate the total Monthly Disability Income benefit you should have. No information is stored on your web browser or elsewhere from this calculation.

Current annual earned income:iEarned income is income derived from a member’s salary, fees, commissions, bonuses and any other customary expenses.


Based on your earned income, Practising Physicians may combine OMA Insurance and other disability insurance for a total coverage up to $25,000 per month.
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Contact Us Documents/OMARequestforPADOptionForm.pdfForm--Pre-Authorized Debit Form

Disability Insurance coverage designed for every stage of your life and career.

From medical school to your maturing years, OMA Insurance provides Disability Insurance coverage designed for every stage of your life and career. Choose which coverage works best for you, from our options below. ​

While your livelihood may be interrupted by a disabling event, your income flow needn't be. Count on OMA Disability Insurance to keep you covered, with unique features including monthly benefits up to $25,000, discounted premium rates, and more.

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A disability needn't derail your career path. OMA Disability Insurance keeps pace with your needs throughout residency, providing a dependable income flow during your period of disability.

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OMA Encore65 helps you live independently in your own home--coverage includes home care, home renovation and a fracture payment. OMA Encore65 is only available to members who have an active Disability Insurance policy with OMA Insurance.

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Special Offers

We know medical school costs are demanding, so you'll appreciate this special offer designed especially for students. For a limited time, get discounted Disability Insurance rates with benefits that grow throughout your school years, plus complimentary Life Insurance.

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Graduating residents will appreciate the Essentials offer, designed to give you the flexibility to combine coverage plans that continue throughout residency and into your practice, including discounted Disability Insurance, Professional Overhead Insurance and Group Term Life Insurance.

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