But what about the people behind the numbers? Surviving a critical illness can be costly. The only thing worse than facing the challenges of recovery is worrying about how much financial damage it can do. In your career, you've likely witnessed the tremendous financial strain on families coping with serious illnesses like cancer, heart attack or stroke.
If you're thinking of getting Critical Illness coverage, make sure you check out the OPIP offer first!Special offer for Atlantic members.
The last thing you want to face when you're busy concentrating on your recovery is seeing the lifestyle that you and your family have established destroyed in the process.
OMA Group Critical Illness Insurance provides you with a tax-free lump sum benefit of up to $250,000 after 30 days of surviving a diagnosis of one of 25 illnesses. Your lump sum payment gives you the freedom and flexibility to use the funds as you see fit.
Coverage is simple and the premiums are competitive. Rates depend on a variety of factors such as gender, age and smoking status on the plan renewal date January 1st. To learn more including information on eligibility, renewability, limitations and exclusions, and to get a quote, simply contact OMA Insurance at
firstname.lastname@example.org or 1.800.758.1641, or use the
OMA Group Critical Illness Insurance is available exclusively to members of the OMA or an Atlantic Medical Association/Society and their spouse3 who are under the age of 654 and reside in Canada.
For Critical Illness insurance amounts issued without proof of good health, no benefit will be paid for any Critical Illness that occurs within 24 months of your effective date of coverage, and that resulted from any injury, sickness or medical condition (whether or not they were Diagnosed) for which you had signs, symptoms, consulted a Physician or other health care practitioner or was provided any health related care, advice or treatment, or that a reasonably prudent person with such injury, sickness or medical condition would have consulted a Physician or any other health care practitioner, during the 24 months prior to the effective date of your coverage.
A separate pre-existing condition limitation period will apply to each amount issued without proof of good health.
Suffering through a critical illness is difficult enough. Make sure your finances don't suffer as well, with the sturdy protection of Critical Illness coverage. It's just one of the many ways OMA Insurance helps you to continue to look after others, today and at every stage of your career.
1 Canadian Cancer Society/Public Health Agency of Canada/Statistics Canada: Canadian Cancer statistics 2011.
2 Heart and Stroke Foundation of Canada, 2010.
3 "Spouse" means a member's spouse by marriage or under any other formal union recognized by law, who is publicly represented as the member's spouse. Only one person at a time can be covered as the member's spouse under this policy. Spouses are eligible to buy insurance without requiring member to be insured. If your spouse is also a physician, you may not apply for more than $250,000 as a physician or spouse on each other's application.
4 Critical Illness insurance is only available to members under age 65. Critical Illness Insurance is available to members age 65 and over only when renewing coverage, which ends at age 70.
OMA Group Critical Illness Insurance is underwritten by Sun Life Assurance Company of Canada, a member of the Sun Life group of companies. This is intended for general guidance and is not a contract. If any discrepancies exist between this information and the issued policy or certificate, the latter shall prevail. The complete terms, conditions, limitations and exclusions governing the OMA Group Critical Illness Insurance coverage are found in the relevant group CI insurance policy 17862 issued to the OMA by Sun Life Assurance Company of Canada.
Sun Life will not pay for any illness, disorder or surgery not specifically defined under the policy/coverage. For OPIP and Group CI, the complete terms, conditions, exclusions and limitations governing the insurance coverage are found in the group insurance policy issued to the Ontario Medical Association by Sun Life Assurance Company of Canada.
Some conditions apply.