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Your advisors, your advocates.

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​Our non-commissioned advisors advocate solely for the best interests of doctors, residents and medical students. Whatever your career stage, our unbiased experts can help explain, clarify, and if necessary, arrange the coverage you need and find th​e solution that’s right for you. ​​​​​

Meet the people behind your protection



Alban Moran - Atlantic Moran - AtlanticLLQP, CLU, CHS<p>As a valued member of the OMA Insurance team for over 23 years, Alban travels from his home base in PEI throughout the Maritimes providing insurance advice and guidance to physicians and their families.</p> <p>Alban has spent the majority of his life in the region and feels passionate about helping physicians develop a comprehensive insurance plan to protect their way of life.</p> <p>"Whether I'm talking to a student, a new doctor or even a doctor preparing to retire, I know OMA Insurance has the products and services that will support them throughout their life and career."</p>
Cathy-Ann Percy PercyLLQP, CHS<p>Cathy-Ann Percy joined OMA Insurance as an Advisor in 2012 and has over 19 years of insurance expertise and knowledge. Prior to joining OMA Insurance, Cathy-Ann was a Long Term Care Insurance Specialist and named one of the top 10 Specialists in Canada in 2011.​</p> <p>Cathy-Ann believes that for doctors to achieve their financial goals the first principle of insurance must be protecting their ability to earn an income. "Insurance is integral to ensuring the protection of your career, your business, and your family. My job is to offer my expertise and advice to help ensure our members have the right type of coverage to protect all aspects of their lifestyle."</p>
Frank Turchi - London Turchi - LondonLLQP <p>Frank Turchi spent his early career working in the insurance field in Toronto before joining OMA Insurance and moving to London as the Insurance Advisor for the region. Frank is a graduate of the Odette School of Business in Windsor.​</p> <p>If you meet Frank you'll know that his favourite part of his role is educating physicians on the importance insurance in all aspects of their life. "I am interested in all of my client's lives and I make sure I take the time to continually learn about their evolving priorities and challenges. I believe that once I understand their needs, I can truly customize a plan to help achieve their goals."</p>
Griselda Hutchins HutchinsLLQP <p>Griselda Hutchins has worked in the finance and insurance industry in Canada for over 30 years. Griselda believes in providing professional advice and service accountability--key components in providing members with the information required to make the right decisions to protect themselves and their family from risk. It is through the effective management of their risk that Advisors, like Griselda, are trained to listen to members' needs and then deliver solutions that exceed expectations.  "The right information and ongoing dialogue are the most important elements when we work together to address client's needs and support their understanding of insurance."​</p> <p>Griselda is fluent in Spanish and French with working knowledge of both Italian and Portuguese.  </p>
Joyce Chiu ChiuLLQP<p>Joyce Chiu has been working in the insurance industry for over 15 years. The decision to purchase insurance can be complicated, and even overwhelming, for many people but for Joyce, her objective is to provide the peace of mind that a well-designed insurance portfolio can give. One piece of wisdom from Einstein that Joyce often shares when mentoring younger staff is, "If you cannot explain it simply, you do not understand it well enough." She uses this approach when helping physicians understand the products and policies that she recommends. ​</p> <p>Joyce has her Bachelor of Arts degree and is currently working toward her professional designation.</p>
Kelly Budden - Atlantic Budden - AtlanticLLQP, CFP, CHS<p>Located in St. John's, NL Kelly Budden, has provided over 20 years of financial and insurance planning expertise to physicians and their families in the Atlantic Provinces.   After studying business at Algonquin College, Kelly joined MD Management in Ottawa, ON and in 1998, she transferred home to the Newfoundland regional office. Prior to joining OMA Insurance in 2013, Kelly spent many years working with MD Management as a Financial Consultant.</p> <p>Kelly believes in continuing education and while she holds the Certified Financial Planner (CFP) and Canadian Health Insurance Specialist (CHS) designations, she has also completed the Canadian Securities Course (CSC) in 2000, Professional Financial Planning Course (PFPC) in 2002, and the Life License Qualification Program (LLQP) in 2006.</p> <p>"OMA Insurance simplifies the insurance process as much as possible by developing physician centric products to meet practically any type of insurance requirements. My goal is to make this as easy as possible when it comes to choosing coverage."​</p>
Lisa Ng NgLLQP, CLU, CHS<p>Lisa is a Senior Insurance Advisor with over 15 years experience in the insurance sector. Lisa is a subject matter expert on Life, Disability, Critical Illness Insurance and Long Term Care. </p> <p>Lisa takes pride in providing advisory services related to risk identification, risk management, risk transfer, and management of insurance solutions. If you want to learn how to best understand your insurance needs and make educated decisions on, for example, protecting your income, there are steps you can take. The first is to talk with an OMA Insurance Advisor.​</p> <p>Lisa's philosophy is, "To do what is best for doctors and their families, you need to have a relationship with them. You need to know who they are and what's important to them over the course of their life and their career."</p>
Maria Del Mundo Del MundoLLQP, CHS, FLMI<p>Maria Del Mundo joined OMA Insurance in 2012 and brought more than 15 years of insurance and financial services experience to her role as an Insurance Advisor. Her approach to insurance planning encompasses a detailed understanding of physicians' goals, needs, priorities and current financial situation, addressing their concerns and educating them along the way to help them make informed decisions.   </p> <p>Prior to joining OMA Insurance, Maria was a 6-time Qualifying Member to the Million Dollar Round Table, the premier association of financial professionals worldwide demonstrating the highest standards of ethics, knowledge, client service and productivity.​</p> <p>"My role as an Advisor is to have meaningful discussions with my clients about their needs and objectives and provide them with customized insurance solutions." </p> <p>Outside of work, Maria is an active volunteer for the Mid-Toronto Community Services, Inc., a charitable organization helping seniors and disabled or ill adults remain in their homes and live healthy, dignified and independent lives.</p>
Paul Hubraj HubrajLLQP, CLU<p>Paul Hubraj worked as an owner/operator of a custom millwork business for 10 years before taking his commitment to customer service and communications to financial services. </p> <p>Paul's passion for his work comes from building long-term, meaningful client relationships built on trust, honesty and integrity. His superior service has resulted in an exceptional record of customer loyalty. </p> <p>Paul works closely with the financial planners at MD Physician Services providing members/clients a holistic approach to address their entire financial security portfolio. Paul also attends member events throughout the year promoting the OMA Insurance Services to practicing physicians, residents, and student orientations giving members the opportunity to ask questions or clarify concerns.​</p> <p>"As a new parent, I understand that I don't know everything about parenting. In fact I think it's safe to say I often rely on others for advice and counsel. The same is true with insurance. I'm here to help you understand how your policy will work and develop a protection plan for you and your family."</p>
Raymond Cyr - Atlantic Cyr - AtlanticLLQP<p>Raymond is a bilingual OMA Insurance Advisor working in Moncton while serving physicians and their families in the region. In 2000, he graduated with a bachelor's degree in education (BEd) from the Université de Moncton and is currently studying for his master's degree in business administration (MBA).​</p> <p>"It's my goal to establish a positive relationship with every client from the moment we first make contact. Physicians have heavily invested time, money and effort in their careers. Protecting and securing all that they have wor​ked so long and so hard to achieve is why I'm committed to conducting business with the highest level of service and respect." </p>
Sam Mukhi - Ottawa Mukhi - OttawaLLQP <p>With a degree in Communication Arts/Public Relations, Sam Mukhi is the dedicated bilingual OMA Insurance Advisor for the Ottawa region.  </p> <p>Sam's focus is on building strong and lasting client relationships, addressing physician's needs in the areas of life, health, critical illness and disability insurance coverage. He believes that providing truly unbiased, objective advice to members will enable them to make informed decisions and obtain the right amount of coverage that they need.​</p> <p>Sam really believes that people "don't care about how much you know until they know how much you care." He is an active volunteer, spending time each month helping improve the lives of families in his community.  </p>
Blaise Morin - Hamilton/Niagara Morin - Hamilton/NiagaraCFP<p>Blaise began his career working for one of Canada’s leading investment firms, managing and enhancing the advisor team. From there he transitioned into insurance where he focussed on the benefits of incorporating permanent insurance policies into his client's portfolios. Most recently, Blaise was an Associate Estate Planning Specialist where he built strategic relationships with Investment Advisors and promoted the use of insurance products as a tool to help clients achieve wealth management goals.</p> <p>Blaise understands the value of risk diversification and the benefits of insurance in wealth management. “I’m excited to be working with OMA Insurance and such a unique group of clients. Insurance is a core component of proper financial and wealth management planning and I love helping members create and implement strategies designed to grow their financial wealth and reduce risk exposure.”</p> <p>When Blaise isn’t serving our members, he spends his free time staying active as a soccer player or running. His love of travel has him often considering his next destination.</p>
Emil Popescu PopescuLLQP, CHS<p>Focusing on the Toronto North area, Emil Popescu brings over 15 years of sales and management experience, including 10 years in the insurance industry. Emil holds a Bachelor's degree in Engineering.​</p> <p>Taking a disciplined and consultative approach allows Emil to provide personalized advice that is customized to the unique needs of our members: "I've noticed that more and more doctors want to understand what they're buying how all these different coverages fit together. That's where our members appreciate the role of Insurance Advisors to help demystify insurance."</p>
Keroulos Youssef YoussefLLQP<p>Keroulos Youssef is a graduate from the DeGroote School of Business, McMaster University specializing in both Finance and Operations Management. Keroulos comes to us with 3 years of experience as an Insurance and Wealth consultant where he was named one of the top 10 advisors in the GTA. His interest in tailoring products to niche markets led him to OMA Insurance and the personalized, professional service that has become the hallmark of the organization. "My role is to offer advice and counsel. OMA Insurance is part of the OMA and they understand doctors. By looking at the complete picture of our members' personal and professional insurance needs we can address their current situation and plan for the future."​</p> <p>In his spare time, Keroulos works with a group of colleagues and university alumni on a mobile application that helps users receive assistance from their local health campuses and clinics. </p>