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Atlantic Benefits Program Rates

Atlantic Benefits Program Monthly Premiums

​Critical Illness ($50,000 of Coverage) & Health 

Effective January 1st, 2018

Non-Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health 40.61 46.20 79.68 117.35 39.91 45.50 78.98 116.65
30 - 34 CI & Health 51.52 58.53 100.39 151.02 52.62 59.63 101.49 152.12
35 - 39 CI & Health 64.26 73.03 125.51 188.93 66.01 74.78 127.26 190.68
40 - 44 CI & Health 77.91 88.21 149.84 213.26 79.41 89.71 151.34 214.76
45 - 49 CI & Health 98.52 110.64 183.17 257.83 97.37 109.49 182.02 256.68
50 - 54 CI & Health 125.47 139.74 225.01 312.77 117.72 131.99 217.26 305.02
55 - 59 CI & Health 161.83 178.59 278.95 364.07 143.18 159.94 260.30 345.42
60 - 64 CI & Health 224.17 245.13 370.53 410.55 185.07 206.03 331.43 371.45
65 - 69 CI & Health 290.72 311.68 437.08 477.10 218.22 239.18 364.58 404.60
65 - 69 Health Only 133.02 153.98 279.38 319.40 133.02 153.98 279.38 319.40
70 - 74 Health Only 146.32 169.35 307.34 351.36 146.32 169.35 307.34 351.36
75 - 79 Health Only 159.66 184.82 335.28 383.27 159.66 184.82 335.28 383.27
80 + Health Only 172.94 200.15 363.20 415.23 172.94 200.15 363.20 415.23

Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health 41.46 47.05 80.53 118.20 40.81 46.40 79.88 117.55
30 - 34 CI & Health 53.87 60.88 102.74 153.37 55.62 62.63 104.49 155.12
35 - 39 CI & Health 68.21 76.98 129.46 192.88 72.21 80.98 133.46 196.88
40 - 44 CI & Health 87.51 97.81 159.44 222.86 92.01 102.31 163.94 227.36
45 - 49 CI & Health 120.67 132.79 205.32 279.98 119.57 131.69 204.22 278.88
50 - 54 CI & Health 171.02 185.29 270.56 358.32 149.97 164.24 249.51 337.27
55 - 59 CI & Health 242.13 258.89 359.25 444.37 183.98 200.74 301.10 386.22
60 - 64 CI & Health 350.92 371.88 497.28 537.30 232.72 253.68 379.08 419.10
65 - 69 CI & Health 467.22 488.18 613.58 653.60 274.32 295.28 420.68 460.70
65 - 69 Health Only 133.02 153.98 279.38 319.40 133.02 153.98 279.38 319.40
70 - 74 Health Only 146.32 169.35
307.34
351.36
146.32 169.35
307.34
351.36
75 - 79 Health Only 159.66 184.82
335.28
383.27
159.66 184.82
335.28
383.27
80 + Health Only 172.94 200.15
363.20
415.23
172.94 200.15
363.20
415.23

​Critical Illness ($50,000 of Coverage) & Health Plus

Effective January 1st, 2018

Non-Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health Plus 44.16 50.31 87.13 128.58 43.46 49.61 86.43 127.88
30 - 34 CI & Health Plus 55.97 63.66 109.72 165.40 57.07 64.76 110.82 166.50
35 - 39 CI & Health Plus 69.83 79.48 137.18 206.95 71.58 81.23 138.93 208.70
40 - 44 CI & Health Plus 84.46 95.77 163.56 233.32 85.96 97.27 165.06 234.82
45 - 49 CI & Health Plus 106.22 119.56 199.33 281.46 105.07 118.41 198.18 280.31
50 - 54 CI & Health Plus 134.51 150.22 244.01 340.55 126.76 142.47 236.26 332.80
55 - 59 CI & Health Plus 172.48 190.91 301.30 394.94 153.83 172.26 282.65 376.29
60 - 64 CI & Health Plus 237.49 260.53 398.46 442.49 198.39 221.43 359.36 403.39
65 - 69 CI & Health Plus 304.04 327.08 465.01 509.04 231.54 254.58 392.51 436.54
65 - 69 Health Plus Only 146.34 169.38 307.31 351.34 146.34 169.38 307.31 351.34
70 - 74 Health Plus Only 160.95 186.29 338.07 386.51 160.95 186.29 338.07 386.51
75 - 79 Health Plus Only 175.64 203.31 368.80 421.60 175.64 203.31 368.80 421.60
80 + Health Plus Only 190.23 220.17 399.51 456.76 190.23 220.17 399.51 456.76


Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health Plus 45.01 51.16 87.98 129.43 44.36 50.51 87.33 128.78
30 - 34 CI & Health Plus 58.32 66.01 112.07 167.75 60.07 67.76 113.82 169.50
35 - 39 CI & Health Plus 73.78 83.43 141.13 210.90 77.78 87.43 145.13 214.90
40 - 44 CI & Health Plus 94.06 105.37 173.16 242.92 98.56 109.87 177.66 247.42
45 - 49 CI & Health Plus 128.37 141.71 221.48 303.61 127.27 140.61 220.38 302.51
50 - 54 CI & Health Plus 180.06 195.77 289.56 386.10 159.01 174.72 268.51 365.05
55 - 59 CI & Health Plus 252.78 271.21 381.60 475.24 194.63 213.06 323.45 417.09
60 - 64 CI & Health Plus 364.24 387.28 525.21 569.24 246.04 269.08 407.01 451.04
65 - 69 CI & Health Plus 480.54 503.58 641.51 685.54 287.64 310.68 448.61 492.64
65 - 69 Health Plus Only 146.34 169.38 307.31 351.34 146.34 169.38 307.31 351.34
70 - 74 Health Plus Only 160.95 186.29 338.07 386.51 160.95 186.29 338.07 386.51
75 - 79 Health Plus Only 175.64 203.31 368.80 421.60 175.64 203.31 368.80 421.60
80 + Health Plus Only 190.23 220.17 399.51 456.76 190.23 220.17 399.51 456.76


Dental and Dental Plus

Effective January 1st, 2017

Dental Dental Plus
Single 38.03 58.94
Couple 75.99 117.79
Family 145.27 229.54


​NOTES:
“Age” means attained age as of Policy Anniversary (Jan 01). Please note premiums change as you reach certain ages as shown in the table.
1 Age 65 and over, CI is available only for renewing members. Members applying for new coverage are only eligible for Health/Health Plus.
Rates are reviewed annually and subject to change. Premiums are subject to sales tax, where applicable.
Single + 1 means Member plus One Dependent Child
Couple means Member & Spouse
Family means Member plus two or more family members