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Atlantic Benefits Program Rates

Atlantic Benefits Program Monthly Premiums

​Critical Illness ($50,000 of Coverage) & Health 

Effective January 1st, 2019

Non-Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health 43.81 49.90 86.39 127.45 43.11 49.20 85.69 126.75
30 - 34 CI & Health 55.52 63.16 108.79 163.97 56.62 64.26 109.89 165.07
35 - 39 CI & Health 69.27 78.83 136.03 205.16 71.02 80.58 137.78 206.91
40 - 44 CI & Health 83.79 95.02 162.20 231.12 85.29 96.52 163.70 232.82
45 - 49 CI & Health 105.45 118.66 197.72 279.10 104.30 117.51 196.57 277.95
50 - 54 CI & Health 133.61 149.17 242.11 337.77 125.86 141.42 234.36 330.02
55 - 59 CI & Health 171.41 189.68 299.07 391.85 152.76 171.03 280.42 373.20
60 - 64 CI & Health 236.14 258.99 395.67 439.30 197.04 219.89 356.57 400.20
65 - 69 CI & Health 302.69 325.54 462.22 505.85 230.19 253.04 389.72 433.35
65 - 69 Health Only 144.99 167.84 304.52 348.15 144.99 167.84 304.52 348.15
70 - 74 Health Only 159.49 184.59 335.00 382.98 159.49 184.59 335.00 382.98
75 - 79 Health Only 174.03 201.45 365.46 417.76 174.03 201.45 365.46 417.76
80 + Health Only 188.50 218.16 395.89 452.60 188.50 218.16 395.89 452.60

Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health 44.66 50.75 87.24 128.30 44.01 50.10 85.59 127.65
30 - 34 CI & Health 57.87 65.51 111.14 166.32 59.62 67.26 112.89 168.07
35 - 39 CI & Health 73.22 82.78 139.98 209.11 77.22 86.78 143.98 213.11
40 - 44 CI & Health 93.39 104.62 171.80 240.92 97.89 109.12 176.30 245.42
45 - 49 CI & Health 127.60 140.81 219.87 301.25 126.50 139.71 218.77 300.15
50 - 54 CI & Health 179.16 194.72 287.66 383.32 158.11 173.67 266.61 362.27
55 - 59 CI & Health 251.71 269.98 379.37 472.15 193.56 211.83 321.22 414.00
60 - 64 CI & Health 362.89 385.74 522.42 566.05 244.69 267.54 404.22 447.85
65 - 69 CI & Health 479.19 502.04 638.72 682.35 286.29 309.14 445.82 489.45
65 - 69 Health Only 144.99 167.84 304.52 348.15 144.99 167.84 304.52 348.15
70 - 74 Health Only 159.49 184.59
335.00
382.98
159.49 184.59
335.00
382.98
75 - 79 Health Only 174.03 201.45
365.46
417.76
174.03 201.45
365.46
417.76
80 + Health Only 188.50 218.16
395.89
452.60
188.50 218.16
395.89
452.60

​Critical Illness ($50,000 of Coverage) & Health Plus

Effective January 1st, 2019

Non-Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health Plus 47.68 54.38 94.51 139.69 46.98 53.68 93.81 138.99
30 - 34 CI & Health Plus 60.37 68.75 118.96 179.65 61.47 69.85 120.06 180.75
35 - 39 CI & Health Plus 75.34 85.86 148.75 224.80 77.09 87.61 150.50 226.55
40 - 44 CI & Health Plus 90.93 103.26 177.15 253.19 92.43 104.76 178.65 254.69
45 - 49 CI & Health Plus 113.84 128.38 215.33 304.85 112.69 127.23 214.18 303.70
50 - 54 CI & Health Plus 143.47 160.59 262.82 368.05 135.72 152.84 255.07 360.30
55 - 59 CI & Health Plus 183.02 203.11 323.43 425.50 164.37 184.46 304.78 406.85
60 - 64 CI & Health Plus 250.66 275.77 426.12 474.11 211.56 236.67 387.02 435.01
65 - 69 CI & Health Plus 317.21 342.32 492.67 540.66 244.71 269.82 420.17 468.16
65 - 69 Health Plus Only 159.51 184.62 334.97 382.96 159.51 184.62 334.97 382.96
70 - 74 Health Plus Only 175.44 203.06 368.50 421.30 175.44 203.06 368.50 421.30
75 - 79 Health Plus Only 191.45 221.61 401.99 459.54 191.45 221.61 401.99 459.54
80 + Health Plus Only 207.35 239.99 435.47 497.87 207.35 239.99 435.47 497.87


Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health Plus 48.53 55.23 95.36 140.54 47.88 54.58 94.71 139.89
30 - 34 CI & Health Plus 62.72 71.10 121.31 182.00 64.47 72.85 123.06 183.75
35 - 39 CI & Health Plus 79.29 89.81 152.70 228.75 83.29 93.81 156.70 232.75
40 - 44 CI & Health Plus 100.53 112.86 186.75 262.79 105.03 117.36 191.25 267.29
45 - 49 CI & Health Plus 135.99 150.53 237.48 327.00 134.89 149.43 236.38 325.90
50 - 54 CI & Health Plus 189.02 206.14 308.37 413.60 167.97 185.09 287.32 392.55
55 - 59 CI & Health Plus 263.32 283.41 403.73 505.80 205.17 225.26 345.58 447.65
60 - 64 CI & Health Plus 377.41 402.52 552.87 600.86 259.21 284.32 434.67 482.66
65 - 69 CI & Health Plus 493.71 518.82 669.17 717.16 300.81 325.92 476.27 524.26
65 - 69 Health Plus Only 159.51 184.62 334.97 382.96 159.51 184.62 334.97 382.96
70 - 74 Health Plus Only 175.44 203.06 368.50 421.30 175.44 203.06 368.50 421.30
75 - 79 Health Plus Only 191.45 221.61 401.99 459.54 191.45 221.61 401.99 459.54
80 + Health Plus Only 207.35 239.99 435.47 497.87 207.35 239.99 435.47 497.87


Dental and Dental Plus

Effective January 1st, 2017

Dental Dental Plus
Single 38.03 58.94
Couple 75.99 117.79
Family 145.27 229.54


​NOTES:
“Age” means attained age as of Policy Anniversary (Jan 01). Please note premiums change as you reach certain ages as shown in the table.
1 Age 65 and over, CI is available only for renewing members. Members applying for new coverage are only eligible for Health/Health Plus.
Rates are reviewed annually and subject to change. Premiums are subject to sales tax, where applicable.
Single + 1 means Member plus One Dependent Child
Couple means Member & Spouse
Family means Member plus two or more family members