A virus or "agent that causes infectious disease" was first recorded in 1728--skip ahead almost 300 years and we now have computer viruses. Like a flu virus, this type of virus is programmed to spread from host to host and has the ability to replicate itself and even mutate to survive. In today’s constantly connected world you can contract a computer virus through email and text message attachments, internet file downloads, social media scam links; even your mobile devices and smartphones can become infected with mobile viruses through nefarious App downloads. Viruses can hide disguised as attachments of socially shareable content such as funny images and video files. But what do these viruses do? At the lowest threat level they can slow the performance of computer systems, however, the most perilous harm can happen with the corruption or theft of electronic data.
Litigation and lawsuits relating to privacy breaches in Canada are no longer just hypothetical--they are a reality that happens almost daily. These cyber thefts tend to involve disclosure of personal information through insecure disposal of records, theft and loss of unencrypted data on mobile devices, and unauthorized access to records. Unfortunately, no person or organization is immune from a data breach, regardless of size or even the sophistication of their virus software or security systems. Cyber Liability insurance from OMA and HUB International offers you different levels of coverage designed to protect you from losses related to data breaches and cyberattacks whether you are a sole practitioner or part of a larger practice.
Any physician who manages patient information is responsible for their records. If you are a full time employee, you should check with your employer and review the terms of your contract. But, whether you are a contract employee, locum, or private clinic staff, consider the protection offered by Cyber Liability coverage.