OMA Insurance recognizes that doctors sometimes want their coverage to go beyond basic protection and offer more comprehensive coverage that includes enhanced benefits for themselves and their family. For this reason we offer exclusive optional upgrades which, when added to OPIP, go beyond basic coverage to offer added protection. Health Plus, Dental/Dental Plus, and additional Critical Illness coverage are all available.
Want to know more about these optional upgrades?
Optional Self-Funded Coverage (OSF) under OPIP offers $50,000 of
Critical Illness coverage for your spouse and an additional $50,000 for you, without medical evidence, at the time of your initial OPIP application.
Health Plus you and your family can receive improved coverage for prescription drugs, hospitalization, paramedical services, assistive devices and more, plus vision care is included.
Dental includes coverage for preventative and diagnostic treatments to help members and their dependents pay for eligible dental procedures.
Dental Plus is enhanced coverage that includes Major Services for procedures such as crowns and bridges and, after a one year waiting period, orthodontics. Check out the table that summarizes the coverages for Dental and Dental Plus plans to help you compare the two options.
Coverage is simple and affordable. Premiums depend on a variety of factors such as age, smoking status and gender. To learn more about rates visit the OPIP premium pages for Dental, Critical Illness and Health.
Optional self-funded coverage under OPIP is available to members under the age of 64, who meet the OPIP eligibility requirements.
Members' spouses and dependent children under age 18 (or 25 if a full-time student) are also eligible to participate in OPIP and the self funding options if the member meets eligibility requirements.
Members, under the age of 79, may also be eligible to purchase Health Plus and Dental coverage outside of OPIP.
To learn more about these unique and customizable solutions, contact us by email at info@OMAinsurance.com or by phone at 1.800.758.1641.