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International Medical Graduates Offer

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International Medical Graduates (IMG) Offer

 As a doctor, your ability to earn an income is one of your most important assets — and it's important that you protect that asset from risk. But if you suffer an accident or sickness, the resulting financial consequences can significantly affect your future. The period of recovery after a disability can take months or years, draining the resources you and your family rely on to maintain your lifestyle and meet your financial obligations.​

​​That's why OMA Insurance has created ​this bundled IMG Special Offer of:
  • $100,000 of Group Term Life Insurance1 and  
  • $4,000 monthly Disability Insurance benefit2​​​

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This IMG Special Offer is just one of the ways OMA Insurance makes it easy for you to have the protection you need, when you need it – today, and at every stage of your career:
  • Easy – the application takes only a few minutes to complete
  • No premium is required until September 1st
  • 50% discount on disability premium during your residency and for the first two years of practice
  • Worldwide coverage
  • And no medical evidence required as long as you apply by August 31st
​ Take the time to talk to us about protecting your future – a few minutes now can protect you for years to come.​ 

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What do Internatio​​nal Medical Graduates need?​



Meet your ​Education & Engag​ement Specialists

Our team is knowledgeable, experienced, friendly, and they actually don't sell insurance.  What they do best is give you clear, objective information and advice so you can understand how and when insurance fits into your life. Visit us at one of our meetings in Toronto or drop us an email if you have any questions about insurance or this special offer.​​

  • Sarah Tufts
    Sarah Tufts

    Like the red kangaroo, Sarah is originally from Australia but unlike our other favourite Aussie ...

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    Sarah Tufuts
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    Sarah Tufts
    Profile

    Like the red kangaroo, Sarah is originally from Australia but unlike our other favourite Aussie, Hugh Jackman, she comes without the accent or the ability to sing and dance. She does however, have an incredible ability to connect with students.

    As one of the OMA Insurance Education and Engagement Specialists, Sarah enjoys helping early career physicians make informed decisions about their financial wellbeing as they begin their medical career.

    Sarah's dream is to live in a world where every student understands insurance and everyone is covered. When she’s not meeting with students and offering advice, you can find her whipping up something in her kitchen as the woman is a legit baker.

  • Teeshan Heeramun
    Teeshan Heeramun

    His name is Teeshan and he's tall. He is also bilingual and an outstanding parallel ...

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    Teeshan Heeramun
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    Teeshan Heeramun
    Profile

    His name is Teeshan and he's tall. He is also bilingual and an outstanding parallel parker and, most noteworthy, one of our Education and Engagement Specialists at OMA Insurance.

    Teeshan loves talking to students about insurance and the value of protecting what's important. Insurance is not always simple to understand but our specialists understand that. Their goal is to educate members about how insurance works and how it can fit into every physician's personal and professional life plans.

  • Anna Adam
    Anna Adam

    Originally from Mauritius, Anna is a true island girl. She loves the ocean, kayaking and spicy ...

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    Anna Adam
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    Anna Adam
    Profile

    Originally from Mauritius, Anna is a true island girl. She loves the ocean, kayaking and spicy cuisine. So she gets two out of three in Toronto. She also enjoys French stand-up comedy, which is helped by the fact that she is fluent in the language.

    Helping our members understand and navigate the sometimes complex world of insurance is one of the main reasons Anna feels excited and motivated to go to work every day. In her previous position within OMA Insurance she had the opportunity to respond to members' queries directly and developed a keen sense of the areas that members find most uncomfortable to navigate when it comes to their insurance needs, especially for students as the language of insurance can be somewhat complicated for them. Her main goal is to inform and educate OMA members about the various options available to them through OMA Insurance and help them to make the best decision possible.

  • Sheila Godse
    Sheila Godse

    Sheila Godse is an OMA Insurance Education and Engagement Specialist who holds her Life ...

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    Sheila Godse
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    Sheila Godse
    Profile

    Insurance Education and Engagement Specialist who holds her Life Licence and is a Fellow of the Life Management Institute with over 20 years’ experience in the insurance industry. She a member of Advocis and is studying to obtain her Chartered Life Underwriter designation. Sheila’s goal is to have all 26 letters of the alphabet after her name.

    With a career dedicated to insurance, Sheila understands that a vital part of her job is building relationships with doctors at all stages of their lives and careers. Sheila is a poet at heart and in her spare time composes insurance haikus.




1 The life insurance material describes the Term Plus Plan under Policy G-29500 in very general terms. Complete terms are governed by the group insurance policy issued by New York Life Insurance Company, Canadian Chief Agency, 2100 Scotia Plaza, 40 King St. West, Toronto, Ontario M5H 3C2.

Maximum monthly coverage is combined from all sources.

You are automatically enrolled into Step Rates and have the option to convert to Level Rate up to age 65. Step Rates change according to your age band (under 35, 35, 45 and 55) at the time of the plan renewal. The level premium rates have been designed to remain level over time as you age and cannot be adjusted on an individual basis due to changes in your age or health. While we cannot guarantee that rates will not be adjusted in the future, the OMA Disability Insurance Plan has a long history of stable rates. Premiums are renewable yearly and subject to applicable provincial taxes. 

OMA Disability Insurance is underwritten by Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies. The complete terms, conditions, limitations, pre-existing condition clause and exclusions governing the OMA Disability Insurance coverage can be found on your Certificate of Insurance issued to the OMA by Sun Life Assurance Company of Canada. Group Term Life Insurance underwritten by New York Life Insurance Company, Toronto, ON M5H 3C2.

Monthly Disability benefit payments will begin subject to Sun Life's approval of satisfactory evidence of continuing disability.

CaRMS, Canadian Students Studying Medicine Abroad Report, 2010.


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