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Atlantic Benefits Program Rates

Atlantic Benefits Program: Monthly Premiums

​Monthly Premiums: Critical Illness ($50,000 of Coverage) & Health 

Effective: January 1st, 2018

Non-Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health 40.61 46.20 79.68 117.35 39.91 45.50 78.98 116.65
30 - 34 CI & Health 51.52 58.53 100.39 151.02 52.62 59.63 101.49 152.12
35 - 39 CI & Health 64.26 73.03 125.51 188.93 66.01 74.78 127.26 190.68
40 - 44 CI & Health 77.91 88.21 149.84 213.26 79.41 89.71 151.34 214.76
45 - 49 CI & Health 98.52 110.64 183.17 257.83 97.37 109.49 182.02 256.68
50 - 54 CI & Health 125.47 139.74 225.01 312.77 117.72 131.99 217.26 305.02
55 - 59 CI & Health 161.83 178.59 278.95 364.07 143.18 159.94 260.30 345.42
60 - 64 CI & Health 224.17 245.13 370.53 410.55 185.07 206.03 331.43 371.45
65 - 69 CI & Health 290.72 311.68 437.08 477.10 218.22 239.18 364.58 404.60
65 - 69 Health Only 133.02 153.98 279.38 319.40 133.02 153.98 279.38 319.40
70 - 74 Health Only 146.32 169.35 307.34 351.36 146.32 169.35 307.34 351.36
75 - 79 Health Only 159.66 184.82 335.28 383.27 159.66 184.82 335.28 383.27
80 + Health Only 172.94 200.15 363.20 415.23 172.94 200.15 363.20 415.23


Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health 41.46 47.05 80.53 118.20 40.81 46.40 79.88 117.55
30 - 34 CI & Health 53.87 60.88 102.74 153.37 55.62 62.63 104.49 155.12
35 - 39 CI & Health 68.21 76.98 129.46 192.88 72.21 80.98 133.46 196.88
40 - 44 CI & Health 87.51 97.81 159.44 222.86 92.01 102.31 163.94 227.36
45 - 49 CI & Health 120.67 132.79 205.32 279.98 119.57 131.69 204.22 278.88
50 - 54 CI & Health 171.02 185.29 270.56 358.32 149.97 164.24 249.51 337.27
55 - 59 CI & Health 242.13 258.89 359.25 444.37 183.98 200.74 301.10 386.22
60 - 64 CI & Health 350.92 371.88 497.28 537.30 232.72 253.68 379.08 419.10
65 - 69 CI & Health 467.22 488.18 613.58 653.60 274.32 295.28 420.68 460.70
65 - 69 Health Only 133.02 153.98 279.38 319.40 133.02 153.98 279.38 319.40
70 - 74 Health Only 146.32 169.35
307.34
351.36
146.32 169.35
307.34
351.36
75 - 79 Health Only 159.66 184.82
335.28
383.27
159.66 184.82
335.28
383.27
80 + Health Only 172.94 200.15
363.20
415.23
172.94 200.15
363.20
415.23


​Monthly Premiums: Critical Illness ($50,000 of Coverage) & Health Plus

Effective: January 1st, 2018

Non-Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health Plus 44.16 50.31 87.13 128.58 43.46 49.61 86.43 127.88
30 - 34 CI & Health Plus 55.97 63.66 109.72 165.40 57.07 64.76 110.82 166.50
35 - 39 CI & Health Plus 69.83 79.48 137.18 206.95 71.58 81.23 138.93 208.70
40 - 44 CI & Health Plus 84.46 95.77 163.56 233.32 85.96 97.27 165.06 234.82
45 - 49 CI & Health Plus 106.22 119.56 199.33 281.46 105.07 118.41 198.18 280.31
50 - 54 CI & Health Plus 134.51 150.22 244.01 340.55 126.76 142.47 236.26 332.80
55 - 59 CI & Health Plus 172.48 190.91 301.30 394.94 153.83 172.26 282.65 376.29
60 - 64 CI & Health Plus 237.49 260.53 398.46 442.49 198.39 221.43 359.36 403.39
65 - 69 CI & Health Plus 304.04 327.08 465.01 509.04 231.54 254.58 392.51 436.54
65 - 69 Health Plus Only 146.34 169.38 307.31 351.34 146.34 169.38 307.31 351.34
70 - 74 Health Plus Only 160.95 186.29 338.07 386.51 160.95 186.29 338.07 386.51
75 - 79 Health Plus Only 175.64 203.31 368.80 421.60 175.64 203.31 368.80 421.60
80 + Health Plus Only 190.23 220.17 399.51 456.76 190.23 220.17 399.51 456.76


Smoker

Age Band Coverage Male, Single Male, Single+1 Male, Couple Male, Family Female,
Single
Female, Single+1 Female, Couple Female, Family
< 30 CI & Health Plus 45.01 51.16 87.98 129.43 44.36 50.51 87.33 128.78
30 - 34 CI & Health Plus 58.32 66.01 112.07 167.75 60.07 67.76 113.82 169.50
35 - 39 CI & Health Plus 73.78 83.43 141.13 210.90 77.78 87.43 145.13 214.90
40 - 44 CI & Health Plus 94.06 105.37 173.16 242.92 98.56 109.87 177.66 247.42
45 - 49 CI & Health Plus 128.37 141.71 221.48 303.61 127.27 140.61 220.38 302.51
50 - 54 CI & Health Plus 180.06 195.77 289.56 386.10 159.01 174.72 268.51 365.05
55 - 59 CI & Health Plus 252.78 271.21 381.60 475.24 194.63 213.06 323.45 417.09
60 - 64 CI & Health Plus 364.24 387.28 525.21 569.24 246.04 269.08 407.01 451.04
65 - 69 CI & Health Plus 480.54 503.58 641.51 685.54 287.64 310.68 448.61 492.64
65 - 69 Health Plus Only 146.34 169.38 307.31 351.34 146.34 169.38 307.31 351.34
70 - 74 Health Plus Only 160.95 186.29 338.07 386.51 160.95 186.29 338.07 386.51
75 - 79 Health Plus Only 175.64 203.31 368.80 421.60 175.64 203.31 368.80 421.60
80 + Health Plus Only 190.23 220.17 399.51 456.76 190.23 220.17 399.51 456.76


​Monthly Premiums: Dental and Dental Plus

Effective: January 1st, 2017

Dental Dental Plus
Single 38.03 58.94
Couple 75.99 117.79
Family 145.27 229.54


​NOTES:
“Age” means attained age as of Policy Anniversary (Jan 01). Please note premiums change as you reach certain ages as shown in the table.
1 Age 65 and over, CI is available only for renewing members. Members applying for new coverage are only eligible for Health/Health Plus.
Rates are reviewed annually and subject to change. Premiums are subject to sales tax, where applicable.
Single + 1 means Member plus One Dependent Child
Couple means Member & Spouse
Family means Member plus two or more family members